Skip to main content
Desi Calculator Logo Desi Calculator
Skip to main content
Indian Finance 🇮🇳

Disability Pension Eligibility — Calculations & Slabs for FY 2026-27

Check whether your disability degree and service record qualify you for a disability pension under CCS (Extraordinary Pension) Rules or the EPFO disability benefit framework.

Last verified: June 2026 | Source: nsap.nic.in

1. Disability Profile

Indira Gandhi National Disability Pension Scheme (IGNDPS) Criteria

Under the National Social Assistance Programme (NSAP), the Indira Gandhi National Disability Pension Scheme (IGNDPS) provides monthly financial support to persons with severe disabilities.

Core Eligibility Criteria

  • Degree of Disability: Minimum 80% severe or multiple disability, verified by a medical board certificate.
  • Age limits: Available for individuals aged between 18 and 79. At 80, the central share increases from ₹300 to ₹500/month.
  • State Top-Up: In most states, the total pension is significantly larger due to state contributions (e.g. Haryana adds ₹2,700, bringing the total to ₹3,000/month).

Frequently Asked Questions (FAQ)

What are the eligibility criteria for the central IGNDPS disability pension?

To qualify for the Indira Gandhi National Disability Pension Scheme (IGNDPS), you must be between 18 and 79 years of age, have a certified disability percentage of 80% or more (severe or multiple disability), and belong to a Below Poverty Line (BPL) household.

Am I eligible for a pension if my disability is less than 80%?

You do not qualify for the central IGNDPS pension (which requires 80%+ disability). However, if your disability is 40% or more, you are considered benchmark disabled and may qualify for state-sponsored disability pensions which have lower percentage thresholds. This ensures full compliance with the latest regulations, allowing you to estimate values correctly and avoid common filing errors.

What is the monthly pension amount under IGNDPS?

The central government share is ₹300 per month for beneficiaries aged 18 to 79, and ₹500 per month for those aged 80 and above. In addition, state governments provide a monthly top-up which can range from ₹100 to ₹2,700 depending on the state.

Is a disability certificate mandatory to receive the pension?

Yes. A valid disability certificate issued by a competent government medical board specifying the degree of disability is mandatory. You can apply for this certificate online on the UDID portal (swavlambancard.gov.in). This ensures full compliance with the latest regulations, allowing you to estimate values correctly and avoid common filing errors.

Where can I verify the source data for this calculator?

You can verify the values against the official notifications listed in our data sources section at the bottom of the page.

Saved to Browser History!

Your calculation is securely saved to this device. No account required!

About This Calculator

Target Audience: Salaried taxpayers, investors & retirees planning Indian tax & wealth growth

What Does This Calculator Do?

This Disability Pension Eligibility Calculator checks if you qualify for monthly pension assistance under the Indira Gandhi National Disability Pension Scheme (IGNDPS). It evaluates age, disability percentage, and BPL card status, and estimates your total monthly benefit including state top-ups.

How to Use It

  1. Disability Status: Enter your disability percentage (minimum 80% required for central pension) and select the disability type.
  2. Poverty Status: Confirm if you hold a BPL card.
  3. Age & State: Enter your age and select your state to determine the appropriate pension top-up.

The Logic Explained Simply

  • The Concept: IGNDPS provides pension support for persons with severe (80% or more) disabilities living in BPL families. The central government pays a base amount of ₹300/month (ages 18–79) or ₹500/month (age 80+). State governments add a top-up. If your disability is between 40% and 79%, you do not qualify for the central IGNDPS pension, but you may qualify for state-level disability pension schemes.
  • The Formula: Eligible = (Age >= 18) AND (Disability % >= 80) AND (BPL Card) AND (Disability Certificate Issued).

Real-World Calculation Breakdown

Suppose a 40-year-old individual in Haryana has an 85% locomotor disability, a valid disability certificate, and a BPL card.

  • Eligibility: Eligible for IGNDPS (Age >= 18, disability >= 80%, BPL card).
  • Central Share: ₹300 per month.
  • Haryana State Top-up: ₹2,700 per month.
  • Total Monthly Pension: ₹3,000 per month paid directly via DBT.

You Might Also Like

Indian Tax Regime Calculator

This tool compares how much tax you owe under the two options provided by the government. It calculates your tax usin...

Step-Up SIP Calculator

This tool shows how your money grows when you invest a fixed amount every month and increase that amount once every y...

PPF Calculator

This tool helps you calculate the guaranteed money you will get from a government-backed savings plan. It tells you e...

SSY Calculator

This tool calculates the future wealth you can build for your daughter using a special government savings scheme. It ...