Gruha Lakshmi Karnataka — Calculations & Slabs for FY 2026-27

To qualify for the Gruha Lakshmi scheme, you must be a permanent resident of Karnataka and designated as the female head of the household on a valid BPL, APL, PHH, or AAY ration card. Furthermore, neither the female head nor her husband should be an income tax payer or a GST return filer.

Applications can be submitted online through the Karnataka Seva Sindhu portal (sevasindhugs.karnataka.gov.in) or offline at government-authorized centers such as GramaOne, KarnatakaOne, or BengaluruOne. The state government is also conducting re-verification drives in 2026, so existing beneficiaries may need to verify their credentials on the portal.

The Gruha Lakshmi scheme provides a monthly financial assistance of ₹2,000. This amount is transferred directly into the Aadhaar-linked bank account (DBT) of the eligible female head of the family, totaling ₹24,000 per year. This ensures full compliance with the latest regulations, allowing you to estimate values correctly and avoid common filing errors.

The documents required are: 1. Ration Card (BPL/APL/AAY/PHH showing the applicant as head of household). 2. Aadhaar Card of the applicant. 3. Aadhaar Card of the husband. 4. Mobile number linked to Aadhaar. 5. Bank Passbook copy with Aadhaar-linked account details.

You can verify the values against the official notifications listed in our data sources section at the bottom of the page.