PMAY Eligibility Calculator — Calculations & Slabs for FY 2026-27

Step-by-Step Application Process

1. 1

   Open the PMAY-U Portal

   Go to the official PMAY Urban 2.0 portal at pmaymis.gov.in.

2. 2

   Choose Your Housing Scheme Component

   Click on the "Citizen Assessment" or "Apply Online" menu. Select the vertical that matches your situation: BLC (Beneficiary-Led Construction), AHP (Affordable Housing), ISSR (Slum Rehabilitation), or BLBC.

3. 3

   Authenticate Using Aadhaar

   Enter your 12-digit Aadhaar number and click the "Check" button. The portal will verify your identity directly through UIDAI's service. Once verified, proceed to the main application form.

4. 4

   Fill in the Application Form

   🔒 Login Wall Restriction Notice

   Steps beyond this point require Aadhaar authentication to proceed. Described below from official portal instructions:

   • Enter your name, date of birth, category (SC/ST/OBC/Minority/General), gender, and religion.
   • Enter annual household income and select the income category (EWS/LIG/MIG).
   • Enter your current address and the state/city where you plan to own your home.
   • Fill in your bank account number, IFSC code, and account type.
5. 5

   Upload Documents and Submit

   Upload scanned copies of: Aadhaar card, Income certificate, Land documents (for BLC), bank passbook, and the completed Annexure-I self-declaration form. Review all details, agree to the declaration, and click the Submit button.

Track Application & Grievances

You can check your application status on the PMAY-U portal under the "Track Your Assessment Status" option. Your application will first be verified by your local Urban Local Body (ULB), then forwarded to the state level for final processing. For grievances, register on the portal's helpdesk at pmaymis.gov.in or call the toll-free helpline at 1800-11-3377.