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Research Fellowship Calculator — Calculations & Slabs for FY 2026-27

Enter your fellowship category (JRF/SRF/PDF) and institute type to compute your monthly stipend, HRA, and contingency grant under current UGC, CSIR, and DST rates.

Last verified: June 2026 | Source: ugc.ac.in

1. Fellowship Parameters

Frequently Asked Questions (FAQ)

What are the updated monthly stipend rates for JRF and SRF in India?

As of the latest guidelines applicable for 2025-2026, the monthly basic stipend for a Junior Research Fellow (JRF) is ₹37,000 per month (for the first 2 years). Upon upgradation to a Senior Research Fellow (SRF), the stipend increases to ₹42,000 per month (for years 3 to 5).

How is House Rent Allowance (HRA) calculated for research fellowships?

HRA is calculated as a percentage of the basic monthly stipend depending on the location of the host institute. Cities are classified as Class X (30% HRA), Class Y (20% HRA), and Class Z (10% HRA). If hostel accommodation is provided, HRA is ₹0.

What is the DST INSPIRE SHE scholarship structure?

The INSPIRE Scholarship for Higher Education (SHE) is for UG/PG science students. It provides a total annual support of ₹80,000, which includes a regular scholarship of ₹60,000 per year (₹5,000/month) plus a mentorship/attachment grant of ₹20,000 per year for summer projects.

What are the contingency grants provided across different agencies?

Contingency grants vary by agency. UGC JRF grants ₹10,000/year (Humanities) or ₹12,000/year (Sciences), which increases to ₹20,500/year (Humanities) and ₹25,000/year (Sciences) for SRF. CSIR, ICMR, and INSPIRE PhD fellows receive ₹20,000/year, while DBT fellows receive ₹30,000/year. This ensures full compliance with the latest regulations, allowing you to estimate values correctly and avoid common filing errors.

Where can I verify the source data for this calculator?

You can verify the values against the official notifications listed in our data sources section at the bottom of the page.

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About This Calculator

Target Audience: Salaried taxpayers, investors & retirees planning Indian tax & wealth growth

What Does This Calculator Do?

This calculator estimates stipend amounts, House Rent Allowance (HRA) top-ups, and annual contingency grants for research scholars in India. It supports major national funding agencies including UGC, CSIR, ICMR, DBT, and the DST INSPIRE scheme for FY 2025-26 and FY 2026-27.

How to Use It

  1. Fellowship Agency: Select from UGC, CSIR, ICMR, DBT, or DST INSPIRE.
  2. Current Level: Select Junior Research Fellow (JRF), Senior Research Fellow (SRF), or Undergraduate/Postgraduate (for INSPIRE SHE).
  3. HRA City Category: Select X Class City (30% HRA), Y Class City (20% HRA), Z Class City (10% HRA), or Hostel (No HRA).
  4. Subject Stream: Choose Sciences or Humanities/Social Sciences to assign accurate contingencies.

The Logic Explained Simply

  • Basic Fellowship Rates: Under current rules, JRF pays a basic stipend of ₹37,000 per month. SRF pays a basic stipend of ₹42,000 per month.
  • House Rent Allowance (HRA): HRA is calculated as a percentage of the basic stipend based on city tiers: X cities (30% or minimum ₹5,400), Y cities (20% or minimum ₹3,600), and Z cities (10% or minimum ₹1,800). No HRA is given if the scholar resides in a university hostel.
  • Contingency Grants: Standard yearly contingency amounts are applied (e.g., ₹10,000/year for Humanities JRF, ₹20,000/year for Science JRF/SRF, or agency-specific amounts like DBT's flat ₹30,000/year).

Real-World Calculation Breakdown

A UGC JRF scholar in Humanities is research-active in a university located in a Y-category city (such as Pune or Hyderabad):

  • Basic Stipend: JRF receives ₹37,000 per month.
  • HRA Allocation: Y City rate is 20% of ₹37,000, which equals ₹7,400 per month.
  • Contingency: Receives a yearly contingency grant of ₹10,000 for books and research supplies.
  • Monthly Take-Home: Receives a monthly payment of ₹44,400 (₹37,000 basic + ₹7,400 HRA).
  • Annual Value: Renders a total yearly package value of ₹5,42,800 (including contingency).

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