Net Worth Calculator — Calculations & Slabs for FY 2026-27

Net worth is the cash value of everything you own (your assets) minus everything you owe (your liabilities). It is the single clearest measure of your personal financial standing.

Checking it once a quarter or twice a year is ideal. Tracking it weekly causes unnecessary stress from short-term stock market or real estate price swings.

Yes. Add the realistic current market value of your home under real estate assets, and enter the remaining home loan principal balance under liabilities.

Cars and bikes lose value quickly through depreciation. Using what you originally paid gives a false sense of wealth. Always use current resale market value.

Clear high-interest debt like credit card balances and personal loans first. Every rupee paid toward a 36% APR credit card balance gives you an instant, risk-free 36% return on your net wealth.