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FY 2026-27 Compliant

Where Our Numbers Come From

Every figure in our calculators is sourced from official government and regulatory portals. Verify any number yourself using the links below — no black boxes, no guesswork.

Registry updated: 30 Jun 2026 27 constants tracked Official portals only
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Small Savings Rates

Interest rates on government-backed small savings schemes — revised quarterly by the Ministry of Finance.

Rate / Limit Current Value Last Verified Official Source
Public Provident Fund (PPF) Manually verified 7.1% per annum 30 Jun 2026 gov.in
Sukanya Samriddhi Yojana (SSY) Manually verified 8.2% per annum 30 Jun 2026 gov.in
PPF Minimum Annual Deposit Manually verified ₹500 30 Jun 2026 gov.in
PPF / SSY Maximum Annual Deposit Manually verified ₹1.5 lakh 30 Jun 2026 gov.in
SSY Minimum Annual Deposit Manually verified ₹250 30 Jun 2026 gov.in
SSY Maximum Annual Deposit Manually verified ₹1.5 lakh 30 Jun 2026 gov.in
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EPF & Pension

Statutory contribution rates and salary ceilings under the Employees Provident Fund & Miscellaneous Provisions Act 1952.

Rate / Limit Current Value Last Verified Official Source
EPF Annual Interest Rate Manually verified 8.25% per annum 30 Jun 2026 gov.in
Employee Contribution Rate Manually verified 12% per annum 30 Jun 2026 gov.in
EPS Wage Ceiling Manually verified ₹15,000/year 30 Jun 2026 gov.in
Gratuity Tax-Free Exemption Manually verified ₹20 lakh 30 Jun 2026 gov.in
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Income Tax — Key Thresholds

Basic exemption limits, standard deductions, and capital gains rates under the Income Tax Act 1961.

Rate / Limit Current Value Last Verified Official Source
Basic Exemption — New Regime Manually verified ₹3 lakh 30 Jun 2026 gov.in
Basic Exemption — Old Regime Manually verified ₹2.5 lakh 30 Jun 2026 gov.in
Standard Deduction (Salaried) Manually verified ₹75,000/year 30 Jun 2026 gov.in
Section 80C Deduction Limit Manually verified ₹1.5 lakh 30 Jun 2026 gov.in
NPS Sec 80CCD(1B) Extra Deduction Manually verified ₹50,000/year 30 Jun 2026 gov.in
HRA Exemption — Metro Cities Manually verified 50% per annum 30 Jun 2026 gov.in
HRA Exemption — Non-Metro Manually verified 40% per annum 30 Jun 2026 gov.in
TDS on Rent Annual Threshold Manually verified ₹2.4 lakh 30 Jun 2026 gov.in
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Capital Gains Tax Rates

STCG and LTCG rates for equity instruments, updated by Finance Act 2024 effective 23 July 2024.

Rate / Limit Current Value Last Verified Official Source
Short-Term Capital Gains (Equity) Manually verified 20% per annum 30 Jun 2026 gov.in
Long-Term Capital Gains (Equity) Manually verified 12.5% per annum 30 Jun 2026 gov.in
LTCG Annual Exemption Threshold Manually verified ₹1.3 lakh 30 Jun 2026 gov.in
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GST Rates

Goods & Services Tax slabs as set by the GST Council. Can be revised at any Council meeting.

Rate / Limit Current Value Last Verified Official Source
GST Standard Rate (most services) Manually verified 18% per annum 30 Jun 2026 gov.in
GST Reduced Rate (essential goods) Manually verified 5% per annum 30 Jun 2026 gov.in
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Live Market Rates

Rates updated daily via official public APIs. Use for reference and planning only — always verify before any transaction.

Rate / Limit Current Value Last Verified Official Source
24K Gold Price per Gram (MCX India) Manually verified Not tracked Pending gov.in
USD to INR Exchange Rate Not tracked Pending gov.in
EUR to INR Exchange Rate Not tracked Pending gov.in
These rates are auto-fetched from public APIs (ECB reference data via Frankfurter, MCX India). Values reflect the latest available data and may lag live markets by up to 24 hours.

How We Verify Our Data

Every rate and limit on this page is pulled directly from official government portals — Ministry of Finance, EPFO, CBDT, and CBIC — never from third-party blogs or aggregator websites. Where official public APIs exist (such as currency exchange rates via the ECB's Frankfurter API), values are auto-fetched and updated daily. For government scheme amounts and tax thresholds that only change during Union Budget or quarterly notifications, our team manually reviews the relevant gazette notifications every quarter and updates the registry. All data is provided for planning purposes only — see our disclaimer for full terms.

Auto-verified daily (live rates) Manually checked quarterly Official gazette & portal sources only
Verification status key: Up to date Due for review Overdue Manually verified = Human-reviewed, no automated extraction available

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