Maharashtra Stamp Duty Calculator — Calculations & Slabs for FY 2026-27
Enter your property transaction value and location to calculate stamp duty and registration charges under Maharashtra Stamp Act 2024-25 rates.
1. Transaction Details
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Enter the property agreement value on the left, then click Calculate or change fields to view your detailed transaction tax breakdown.
Understanding Maharashtra Stamp Duty & Registration Fees 2026
When buying property in Maharashtra (such as a flat, land, or commercial space), you must pay stamp duty and registration fees to secure a legal title of ownership. These taxes are calculated on the property agreement value or the government circle rate (ready reckoner rate), whichever is higher.
Key Parameters Determining Property Registration Taxes in Maharashtra:
- Stamp Duty Rates: The base stamp duty is 6% for male buyers. To encourage property ownership among women, the state offers a concessional rate of 5% for female buyers purchasing individually. If the property is registered under joint names (Male + Female), the rate is 5.5%.
- Registration Fees Capping: The registration fee is calculated as 1% of the property value. However, the government has capped the maximum registration fee at ₹30,000 for properties valued above ₹30 Lakh. For properties valued under ₹30 Lakh, a flat 1% rate applies without cap (e.g., ₹20,000 for a ₹20 Lakh property).
- Circle Rates vs Agreement Value: The calculation must always use the higher value between the circle rate (fixed by government) and the actual transaction agreement value.
Income Tax Benefits on Stamp Duty:
Under Section 80C of the Income Tax Act, buyers can claim tax deductions of up to ₹1.5 Lakh on expenses paid towards stamp duty and registration fees. To claim this benefit, the property construction must be completed, and the claims must be filed in the same financial year the fees were paid.