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PM-KUSUM Solar Pump Subsidy Calculator

Calculate PM-KUSUM subsidy tiers, benchmark costs, and farmer share for AC/DC solar pumps.

Live 2026 Data
Govt Subsidy 60% - 90% (PM-KUSUM)
Pump Capacity 3 HP / 5 HP / 7.5 HP
Solar Array 3 kWp - 7.5 kWp
Farmer Outlay Only 10% - 40% Cost

1. Enter Configuration Parameters

Frequently Asked Questions (FAQ)

What is the benchmark cost of solar pumps under PM-KUSUM?

Benchmark costs are set annually by MNRE. A 5 HP DC submersible pump benchmark is approximately Rs. 2,50,000. Subsidy calculations are strictly applied to this benchmark rate.

What is the cash subsidy for rooftop solar under PM Surya Ghar Yojana?

The central government provides a direct subsidy of Rs. 30,000 per kW for the first 2 kW of solar capacity, and Rs. 18,000 for the 3rd kW. The maximum subsidy is capped at Rs. 78,000 for any residential installation of 3 kW or higher.

How much roof space is required to install a 3 kW solar system?

A 3 kW residential solar system requires approximately 250 to 300 square feet of shadow-free rooftop space. Each solar panel is roughly 20 square feet, and a 3 kW setup typically uses 6 to 8 high-efficiency monocrystalline panels.

How many units of electricity does a 1 kW solar panel generate daily?

In India, a 1 kW solar plant generates an average of 4 to 4.5 kWh (units) of electricity per day in standard sunny conditions. This translates to roughly 120 to 135 units per month, or 1,500 units annually per kW of installed capacity.

What is solar net-metering, and how does it work?

Net-metering uses a bidirectional meter to record both the power you import from the grid and the excess solar power you export to the grid. At the end of the billing cycle, your DISCOM bills you only for the net units consumed (Import minus Export).

What is the typical ROI payback period for residential solar in India?

With the PM Surya Ghar subsidy, the net out-of-pocket cost for a 3 kW solar system is roughly Rs. 70,000 to Rs. 90,000. Generating Rs. 30,000 worth of free power annually, the system pays for itself in 2.5 to 3 years, followed by 22+ years of free power.

Does a grid-tied solar system work during power outages?

No. Standard grid-tied solar systems automatically shut down during a power cut for safety reasons (anti-islanding) to protect utility workers repairing the lines. To run appliances during power outages, you need a hybrid solar system with battery backup.

About This Calculator

Target Audience: Property owners exploring solar ROI, panel sizing & government subsidy benefits

What Does This Calculator Do?

This calculator estimates the costs, subsidies, and water output for agricultural solar pumps under the government's PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan) scheme.

How to Use It

  1. Pump Capacity (HP): Choose the motor power (3 HP, 5 HP, 7.5 HP, or 10 HP).
  2. Pump Type: Select pump type (AC/DC, Surface or Submersible).
  3. State Category: Select standard state or North Eastern / Hilly state (which get higher subsidies).

The Logic Explained Simply

  • The Concept: The scheme provides massive subsidies for solar irrigation pumps. The farmer only needs to pay 10% to 40% of the total cost, with the option of bank loans for the remaining share.
  • The Formula:
  • Central Subsidy = 30% of benchmark cost (50% in North East / Hilly states)
  • State Subsidy = 30% of benchmark cost (30% in North East / Hilly states)
  • Farmer Contribution = Total Cost - (Central + State Subsidies)

Real-World Calculation Breakdown

For a 5 HP DC Submersible solar pump with a benchmark cost of Rs. 2,50,000 in a standard state:

  1. Central Subsidy (30%): Rs. 75,000.
  2. State Subsidy (30%): Rs. 75,000.
  3. Farmer Share (40%): Rs. 1,00,000 (often further reduced by state-specific top-up subsidies).

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